Taylor Fry

Michel works primarily with government departments, using data to bolster decision-making and tailor policy design with a rigorous evidence base. She has deep experience in the social sector, undertaking person-centric predictive modelling across welfare systems, justice and veterans.

By modelling the use of government benefits and services, Michel has supported the Australian and New Zealand governments to see a clear picture of people’s service usage, needs and their future lifetime trajectories. This has been used to better design policies and programs, as well as facilitate government operations. She says:

By breaking down complex insights, actuaries offer our clients those critical pieces of the puzzle that give them the best chance of solving their problems. Being a strong communicator is a powerful skill.

Michel has a particular interest in bringing actuarial value to climate and sustainability issues. She’s also a keen mentor for young people, with a focus on providing training, coaching and development opportunities.

Michel’s Qualifications

  • Associate of the Actuaries Institute Australia
  • Chartered Enterprise Risk Actuary
  • Bachelor of Commerce (Actuarial Studies, Financial Economics), UNSW


Michel Zhou’s
Areas of Expertise

Michel Zhou’s Areas of Expertise


Health and Aged Care

Make data-driven decisions to improve systems and services


Climate and Resilience

Identify, measure and manage climate risk, and capture opportunities arising from climate change



Recent Articles

Recent Articles

More articles

Laura Dixie
Director


Measuring the unmeasurable – Using data well to support policy

No single dataset can capture homelessness. We explore how different sources of evidence can be combined to build a more complete picture.

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Scott Duncan
Principal


APRA’s latest NCPD data points to an uneven liability market

Our initial analysis of APRA’s latest NCPD data points to five key movements insurers, brokers and insureds should be watching.

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